Sub Navigation

Welcome to Legal Online

Credit and Debt

Find information about your rights and obligations when using credit, about the Consumer Credit Code, types of credit and contact details for agencies that provide assistance.

  • Credit

    Find out about credit contracts on the Victoria Legal Aid website.

  • Credit and Debt

    Find information about credit provision for the credit provider and the consumer on the Consumer Affairs Victoria website.

  • Financial Counselling

    If you are struggling to meet the costs of daily living, a financial counsellor can help you work out strategies to budget and manage debt and give you information about your legal rights and options. Find out more about financial counselling on the Consumer Affairs Victoria website.

  • Financial Counsellor Directory

    Find a financial counsellor in your local area on the Financial and Consumer Rights Council Inc. website.

  • Money Help

    The Money Help website is a not-for-profit service that provides free, confidential and independent financial counselling for Victorians experiencing job loss or reduced working hours.